Affordable Florida living with NO lot rent-and NOT in a flood zone! Welcome to Magnolia Manor, a highly desirable resident-owned 5-Star 55+ community where you own your share of the community and enjoy an exceptionally affordable HOA fee of just $225 per month. Even better, the $25,000 land share is included in the purchase price, with no additional monthly land lease fees. This charming 1-bedroom, 1-bath home is being sold fully furnished, making it an easy choice for a seasonal getaway, winter retreat, or comfortable year-round residence. The spacious Florida Room provides additional living space and is a wonderful spot to relax, entertain, or enjoy your morning coffee. The eat-in kitchen overlooks the Florida Room, creating a bright and functional space for everyday living. The generously sized bedroom features an oversized walk-in closet, providing plenty of storage. Located on a beautifully landscaped corner lot, the property offers attractive curb appeal, covered parking, and two storage sheds for tools, beach gear, and outdoor belongings. Best of all, the property is not located in a flood zone, offering an added benefit and peace of mind. Everything is ready for you-just bring your suitcase and start enjoying the Florida lifestyle! Magnolia Manor offers an impressive selection of amenities designed for an active and social 55+ lifestyle, including a clubhouse, library, fitness center, swimming pool, laundry facilities, and shuffleboard courts. The $225 monthly HOA fee includes water, sewer, trash, and lawn maintenance, making this an affordable and low-maintenance way to enjoy Florida living. The location puts you close to everything you need, with Madeira Beach just 5 miles away-approximately a 15-minute drive-and Publix only 3.8 miles away. Enjoy easy access to Gulf beaches, restaurants, shopping, entertainment, and all the attractions of the Tampa Bay area. No pets allowed. If you're looking for an affordable way to own your piece of Florida in a welcoming, resident-owned 55+ community, Magnolia Manor is definitely worth a look. Furnished, affordable, low-maintenance, not in a flood zone, and close to the beach-this one checks all the boxes!